LIVE AT THE ONLINE BUSINESS GROWTH SUMMIT

Ray Armand
DAY 1 | 6TH OCT 26 | 3:00PM
Finally Know Exactly Where Your Business Money Goes
The simple money system that helps you stop wondering what's safe to spend.
SESSION OUTLINE:
You work hard. Your business is bringing in sales. Yet every month you find yourself asking the same frustrating question…"Where has all the money actually gone?"
In this practical session, Chartered Accountant Ray Armand will show you why this happens and (more importantly), how to fix it.
Most business owners know how to make money. The problem is that nobody has shown them what to do with it once it arrives. Without a clear plan, money lands in one account, gets mixed together and slowly disappears into tax, costs, personal spending and decisions made on the fly.
What you learn:
Discover a simple money system that gives every pound a purpose, so you always know what's yours, what's already allocated and what's safe to spend.
Build your own personalised money system during the session using practical calculators and tools you can use straight away.
Learn a simple, repeatable monthly routine to keep your business finances organised without complicated spreadsheets or accounting jargon.
Free Gift from Ray
Financial Freedom Timeline Calculator
Access my complimentary Financial Freedom Timeline Calculator below which is a tool to help you see how your business can become the vehicle that funds your financial freedom, rather than the destination itself.
About Ray
Ray Armand is a Chartered Accountant, former Deloitte and PwC professional, and the founder of a successful accounting practice that she built over the last 8 years and sold in March 2026.
Her mission is to help business owners stop chasing sales, start keeping more of what they earn and build lasting personal wealth through businesses that are both scalable and highly profitable.
Throughout her career, Rayanne has worked with businesses ranging from ambitious start-ups to multi-million-pound organisations. What she discovered was that the businesses that consistently created wealth weren't necessarily the ones generating the most revenue - they were the ones with the strongest financial systems, the clearest visibility over their numbers, and the confidence to make data-backed decisions.
Her work is built around a simple belief: predictable profit doesn't come from more launches, more funnels or more followers. It comes from having a structured finance function that allows you to understand your numbers, make confident decisions and keep more of the money you earn.
Ray helps business owners to finally feel in control of their finances, pay themselves consistently, eliminate the anxiety that comes with unpredictable cash flow and create a business that generates real wealth.
Ready to build a business beyond selling your time?
Over 3 days, you'll hear from 18+ experienced entrepreneurs and industry experts, all sharing actionable strategies to help you create scalable offers, grow your audience, increase your sales and build a business that gives you more freedom, flexibility and choice.
Whether you're just starting to explore digital products or you're ready to take your online business to the next level, you'll leave with practical ideas you can put into action straight away.
Join us live for FREE and discover what's possible when your business is designed to grow beyond your time.



